- FAQS -

What is a Cash Advance?
A Short-Term money advance provided until your next payday.

Is collateral required?
No. You simply leave us a personal cheque.

How long does it take to get a Cash Advance?
The approval process usually takes 20-40 minutes, and you normally get your money right away.

What if I have a poor credit history?
Your poor credit history does not necessarily disqualify you. We are here to assist customers when the need arises. Many of our current customers have credit difficulties from time to time.

What if I filed bankruptcy?
You may still qualify, if the bankruptcy is discharged, subject to our normal employment and residency requirements.

What happens if I don't follow through and repay my Cash Advance?
We reserve the right to collect delinquent loans using all legal remedies available including legal debt collection and civil court action.

How much money can I borrow?
We extend advances of between $100 and $500. The maximum you can borrow is calculated based on your net income.

Is my loan confidential?
Absolutely! All transactions are completely confidential and protected by our company privacy policy.

What if I find out later that I will not have the funds to honor my cheque?
Call us immediately. A "bounced cheque" could cost you substantial "NSF" fees by your bank and can also damage your credit rating. While your obligation to repay is not waived, we will attempt to assist you.

Can I request another loan when I already have one loan outstanding?
You can only have one outstanding loan. As soon as your previous balance is paid, you can request another advance.

What if I have more questions?
Don't hesitate to call us at: 210-653-9345